Achieve freedom in Time and Finance 新泽西投资理财顾问 financial advisor
While achieving financial freedom is important, time is the ultimate currency.
Welcome
Time Investment Advisers is an investment adviser firm providing comprehensive financial and investment services. We are a fee-only and independent. Our office is in Westfield New Jersey, we specialize in crafting tailored financial strategies to meet each client’s specific objectives.
Services Provided
Financial Planning
We offer a broad range of financial planning and consulting services tailored to individuals, families, and other clients. These services are based on a detailed analysis of the client’s current financial circumstances, goals, and objectives.
Portfolio Management
Portfolios under our management typically include a mix of publicly traded securities, such as stocks, bonds, exchange-traded funds (ETFs), and mutual funds. Clients may also seek guidance on broader financial strategies, including tax considerations and cash flow planning.
Estate Advisory
Retirement planning
Provide advices for estate planning so the wealth can pass to the next generation.
Retirement planning
Education Fund/Charity Giving
Retirement planning
Provide advisory and consulting for retirement planning such as retirement investment products, tax planning and contributions.
Insurance Advisory
Education Fund/Charity Giving
Education Fund/Charity Giving
Let's discover all the pro and cons of life insurance and make sure you are educated when choosing a life insurance product.
Education Fund/Charity Giving
Education Fund/Charity Giving
Education Fund/Charity Giving
Help client to understand the benefit of setting up education funds or charity giving, also shows other options and pros and cons.
Why choose Time investment advisers
Algo Trading meets AI and Data Analytics
TimeEngine is a home grown cutting edge algo trading platform which automatically handles the trading using AI technology, technical indicators and data analytics technics. Selected clients have the ability to participate the new way of investing.
Fee only
We do not get compensated from commissions from security companies so there is no conflict of interest. We will always recommend best product and plan for our client.
Independent
We are not affiliated with any financial corporation. Client is our top priority and we will always act as a fiduciary.
We are different
We care about client's financial situation as long as them as a human. We would like to make friends with clients and be there when there is a need.
Option and future trading for risk seeking clients
Option and future provides high reward/risk potential. For clients with high risk tolerance only. Consultation available.
Quantitative methods
Leverage quantitative finance methodology to optimize a portfolio with a balance of return and risk.
CEO & Chief Compliance Officer
Tyler (Cheng) Kou
- Visionary, care and deep planning
- 15+ years experience in financial services
- 4+ years management in a fortune 500 financial company headquarter
- Expertise in financial securities, mutual funds, derivatives, life insurance products, fixed income, retirement accounts, tax planning
- 10+ years in managing investment portfolio helping people to achieve financial freedom and better retirement planning
- 30+ clients across the country including Prudential, New York Life, Pacific Life, AAA
- Managed combined investment program of 12B AUM(Asset under management)
- Master degree of quantitative finance MQF
- Speaks both Mandarin and English
- Shanghai Jiaotong University Alumni
- Series 65 certificate
- LOMA FLMI level 1 certificate
- Expertise in management of broker dealers and agents, investment adviser firms and investment adviser representatives
- Financial and time freedom coach
- Lifestyle coach